Public bank housing loan moratorium - Moratorium

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Recall here that the Reserve Bank of India RBI , in April 2021, allowed banks and housing finance companies to restructure loans given to individuals and small businesses, in view of the financial strain caused by the fragmented lockdowns imposed by several states in India, to contain the second wave of COVID-19.

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Public Bank Home Loan

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Provided you fulfill the eligibility criteria, your bank will take up to 90 days to offer the facility to you.

They have intimated them on how they can avail the moratorium.

Borrower be made aware about this before sanction of loan.

Most borrowers who buy an under-construction property ask for a moratorium period.

An HDFC Bank customer can simply visit the link circulated by the bank through SMS and email in order to avail the moratorium.

Description: Some others do not want you to take any action, if you want to continue paying your EMIs.

Views: 410 Date: 21.05.2022 Favorited: 136 favorites
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    PBB/PIBB COVID-19 Moratorium Extension 3 Months Moratorium Extension from October 2020 to December 2020 is for Individual Customers who have lost their jobs in 2020 and currently unemployed. Note: Customers who are undischarged Bankrupt or with loan/financing in arrears 90 days and above are not eligible to apply.
    By: emitwohs|||||||||
    a) No repayment/payment in respect of both principal and/or interest/profit is required by the borrower/customer during the loan/financing moratorium period. b) Account remain as performing loan/financing with no adverse CCRIS record. Maximum 6 months loan/financing moratorium for performing account. 2. Is it interest/profit-free during the
    By: Arny_Palmys|||||||||
    KUALA LUMPUR: Public Bank will provide advisory services and application assistance for customers who seek further help after the six-month loan moratorium ends on Sept 30,2020. It said on Friday it would hold repayment assistance clinics (PBB RAC) at major cities and towns nationwide on Saturday and Sunday for six weeks, starting from Sept 19.
    By: carlostsang|||||||||
    The Bank’s effort in supporting affordable housing remained unfaltering during the pandemic, with more than RM7.7 billion loans approved for 27,000 customers in 2021 to support them to own a home. During the year, about 57% of the Bank’s newly approved housing loans was for the purchase of property costing RM100,000 to RM500,000.
    By: face_hits_ground|||||||||
    Please contact the following helpdesk lines from Monday to Thursday (8.45 a.m. to 5.45 p.m.) and on Friday (8.45 a.m. to 4.45 p.m.) excluding Public Holidays should you require further assistance. (1) For Housing Loan/Financing, Fixed Loan, Term Loan/Financing & Overdraft/Cash Line Facility-i
    By: ConyCony||||||||| - 2022
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